Margin Lending

Margin Lending 2018-09-02T20:24:40+00:00

Course Information

Code :           ML
Duration :   6 months
Delivery :    Online
Price :           $350

This Margin Lending Course will provide you with the specialist knowledge to offer personal advice in margin lending (loans), geared share portfolios, and geared financial products. The course offers specialist margin lending RG146 training; training that will give you that competitive edge for prospective future employment.

Students who successfully complete this course will meet the education requirements of ASIC Regulatory Guide 146 (RG 146) for providing personal advice in margin lending to retail clients.

Topics covered:

  • Gearing: The idea of borrowing to invest
  • Types of gearing facilities
  • Margin Lending as part of a Financial Planning strategy

Before you enrol

There are many factors to consider prior to enrolling into any course and we recommend you call one of our Course Advisers on 1300 400 346 to discuss your training needs to ensure you choose the most appropriate course for your career aspirations. For pre-enrolment information please click here.

Education Requirements

The following units of competency, which are contained within the Diploma of Financial Planning, are the educational requirements for this course

  • FNSINC501          Conduct product research to support recommendations
  • FNSIAD501          Provide appropriate services, advice and products to clients
  • FNSCUS505         Determine client requirements and expectations
  • FNSCUS506         Record and implement client instructions

To satisfy the pre-requisite requirements evidence of competency must be provided through mutual recognition of study completed with another Training Provider (credit transfer process) or through recognition of prior learning (RPL process)

Language, Literacy & Numeracy Requirements

This course requires you to read comprehensive learner guides, complete a variety of written tasks, conduct independent research activities and at times engage in online forums and discussions. All learners will undertake a language, literacy and numeracy skills assessment prior to the course commencement. This assessment will highlight if you require any additional support in these areas.

Skill requirements

To successfully complete this course, learners will require basic computing skills. This may include:

  • saving and editing Microsoft Office documents
  • researching, accessing and searching the internet
  • downloading and saving documents from websites
  • uploading documents through websites
  • recording videos using a smart phone, computer or tablet
  • participating in online discussion boards

Computer requirements

Integrity Education uses Canvas as its e-learning platform for both blended and fully online deliveries. The following are the minimum technology requirements for access to Canvas: 

Operating systems
  • Windows 7 and newer – users of  Windows 10 will need to download the Anniversary update to submit assignments to Canvas
  • MAC OSX 10.6 and newer
  • Linux – ChromeOS
Mobile Operating System
  • iOS7 and newer
  • Android 4.2 and newer
Computer speed and processor
  • Use of a computer no older than 5 years
  • 1GB RAM
  • 2GHz processor
Internet speed
  • Minimum of 512kbps
Screen Size
  • 800 x 600 is the minimum for Canvas
  • Canvas mobile app is recommended for hand held devices and smaller screens
Supported browsers Canvas support the current and first previous major releases of the following browsers:

  • Internet Explorer 11 and Edge 40 and 41 (Windows 10 users remember to download Anniversary update)
  • Safari 10 and 11 (Macintosh only)
  • Chrome 63 and 64
  • Firefox 57 and 58
  • Flash 27 and 28 – used for recording or viewing audio/video  and uploading files
  • Respondus Lockdown

Delivery & Support

How does online delivery work?

Your student portal, myIntegrity, contains all your course materials, learning activities and assessments.

Integrity use Canvas as our e-learning platform. There will be a short induction video to help familiarise yourself with your student portal, which you will be using throughout your online student journey. This induction video will include navigation tips as well as how to set up the APP on your phone.

Studying online offers complete flexibility – you can study ANYWHERE at ANY time. Whether that’s on the train, your sofa, at the beach… totally up to you. There are no requirements to attend any classes as an online student, however you do have unlimited access and support through our trainers and student services team.

What support will I get from my trainers?

Integrity Educations Trainers and Assessors are working within their field of expertise and they keep up to date with any changes through continuous professional development to ensure a quality training experience for our students. Our trainers will:

  • Be available Monday to Friday via email or telephone to answer queries and questions about your learning and assessment from 9:00am to 5:30 pm.
  • Respond to all queries within one business working day – 24 hours or on the following business day following a weekend or public holiday.
  • Mark and provide feedback on all Assessments within our standard 5 to 10 working days.

Click Here Meet Our Trainers

What support will I get from Student Services?

Our dedicated team of Student Services Officers offer will provide unparalleled support through each step of your learning journey. At Integrity our Student Services Officers will:

  • Be available Monday to Friday via email or telephone to answer queries and questions from 9:00am to 5:30 pm
  • Respond to all queries within one business working day – 24 hours or on the following business day following a weekend or public holiday.

 Are there Face to Face options available?

Yes. We provide training to several large corporate clients and can provide training onsite Australia wide for a group of 6 or more individuals.  Alternatively, training can be held at our Melbourne Head Office at L4, 84 William Street, Melbourne, VIC 3000.

Please call one of our Course Advisers to discuss face to face options on 03-85835 3170.

Career Pathways

The Margin Lending (ML) Course is designed for Financial Advisers who want to specialise in advice relating to Margin Lending strategies and products, which is a specialist area in the financial planning industry.

Individuals undertaking the Margin Lending Module will most likely already hold, or be studying towards, the Diploma of Financial Planning.  This module enables participants to broaden their skills to include:

  • Margin Lending specialist advice
  • Accountants seeking to provide personal and strategic Margin Lending advice to their clients
  • AFSL Compliance officers to better understand the intricacies of Margin Lending advice
  • Call-centre administration officers to provide general advice to clients
  • Advice Review and Remediation roles

Education Pathways

Individuals undertaking the Margin Lending Module will most likely already hold the Diploma of Financial Planning, or at least RG146 accreditation in Financial Planning, Managed Investments, Securities and Advice Skills.

The Margin Lending module is a great ‘add on’ to the Diploma or Advanced Diploma of Financial Planning.

Assessments

Integrity Education has carefully structured its assessments to include a variety of styles to cater for the learning needs of a broad range of students. Assessment methods may include:

  • Multiple choice
  • Written assessment tasks
  • Project / Report / Discussion
  • Role plays / Workplace simulations
  • Case Studies

 

Unit of Competency 

This course contains the following nationally recognised unit of competency. Upon successful completion of this course learners will receive a statement of attainment for:

FNASICR503  Provide Advice in Margin Lending.

Recognition of Prior Learning & Credit Transfers

If you have previously worked in the financial services industry or completed any previous studies in this area you may be eligible for either credit transfers or recognition of prior learning.

Credit Transfer (CT)

Integrity Education recognises all previously attained current qualifications and/or statements of attainment issued by another RTO or University.  If you have previously studied and successfully obtained a unit of competency that is contained in one of Integrity Educations courses you will be awarded with a credit transfer.

How do I apply?

To apply for Credit transfer please email a certified copy of your transcript/s to info@integrity.edu.au. All applications for credit transfer are processed within 5 working days.  Integrity Education does not charge any fee for credit transfers.

Recognition of Prior Learning (RPL)

Through the RPL process, Integrity will recognise the skills and knowledge of learners that have been gained through relevant work experience and past study.   With learners’ diverse backgrounds, sufficient experience and expertise attained in the industry, this may exempt learners from completing the standard course requirements.

Applicants for RPL must provide evidence that demonstrates current industry knowledge and skills gained through work experience, current and past study against each unit of competency embedded in the qualification.

How do I apply?

Integrity have developed a seamless approach to the RPL process, this process puts the learner at the forefront of the process and you will be provided with direction and support throughout.

Step 1

To apply for RPL, complete the Self-Assessment tool for your chosen qualification provided to your via email from one of our Course Advisors. Once you have completed this, scan and email to us at info@integrity.edu.au.

Step 2

An informal conversation is held between you and an Integrity Assessor, this conversation will help determine if you are a suitable candidate for RPL and will briefly outline the process. Once completed, the next step is to enrol via the website and continue with the RPL process.

Step 3

Once you have enrolled, The RPL Assessment Kit for your chosen qualification will be made available to you.   Read through the RPL Kit and make notes for discussion with your allocated Integrity Assessor. Your Assessor will discuss the RPL process, evidence requirements, set timelines for the Competency Conversation and answer any questions you may have.

Step 4

At this step you will be gathering your paper/online based evidence and complete the relevant sections of the Kit.  Once completed, the Kit and required evidence can be uploaded into your student portal.

Step 5

Your Assessor will then contact you to conduct a telephone / skype interview – also known as a Competency Conversation, to discuss your evidence and to ask questions that will be used to fill any identified gaps.  This conversation will take place at a time that is agreeable to you and the Assessor.

Step 6

The assessment decision is made, with the following possible outcomes.

  • RPL – Competent – will be recorded for each unit you successfully achieve through the RPL process, if you meet all the units in the qualification then your Certificate and unit transcript will be issued within 10 working days to your nominated address.
  • RPL – Not Yet Competent – GAP Training or Assessment Only Pathways will be offered to help you fill the identified gaps in your skills and knowledge, depending on availability of places, this can be achieved by workshop attendance for Victorian residents or online.

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